Save for the Holidays with these 4 Great Apps
The holiday season is approaching, and while you might be looking forward to a stash of gifts under the tree or menorah, you’re probably going to have to buy some presents of your own.
And that means spending money.
We’ve got four great apps to help you save serious bucks by 2018.
Our FOF tool of choice, Digit, analyzes your typical expenditures and automatically withdraws money from your checking account every few days, transferring it to an FDIC-insured savings account. Digit allows for free, unlimited transfers of your savings and also offers a no-overdraft guarantee. You can try Digit for 100 days for free; after that, the service runs $2.99 per month.
Want to automatically deposit $10 to your FOF every time you order from Seamless instead of cook for yourself? Then try Qapital. After linking your checking account to the platform, you can set rules that will trigger automatic deposits to a savings account. And just today, the company announced they are offering checking accounts and debit cards.
Acorns takes a different approach to the spend-and-save routine. The app rounds up each of your purchases to the nearest dollar and then deposits those pennies into an investment portfolio. Keep in mind – as with any market-based savings, an Acorns account is a little less secure than the typical FOF.
Like Acorns, Stash is an investment-focused savings tool. The app allows you to invest as little as $5 in a portfolio of ETFs that they promise “reflects the things you love and believe.” Stash does not charge trading fees or commissions, however the service does cost $1 per month for all accounts less than $5,000.
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