Affirm is a technology and data-driven finance company. We are mining vast amounts of data to successfully rewrite the rules on how credit is evaluated. Our Data Scientists play an absolutely pivotal role in the company, writing the models that allow us to evaluate the creditworthiness of our users in unprecedentedly holistic, efficient, and accurate ways.
What You'll Do
Build production fraud and credit machine learning models; your models will decide who we lend to in real time
Conduct ad-hoc data analyses; your analyses will decide which policies we adopt, where we expand our business, and whom our partners will be
What We Look For
Passion and drive to change consumer banking for the better
5+ years industry experience or PhD in a related field and 2+ years experience
Deep understanding of and experience with machine learning and data analysis
Strong programming ability, preferably in python
Advanced degree preferred
Affirm is reinventing credit to make it more honest and friendly. Started by PayPal co-founder Max Levchin, Affirm gives consumers the flexibility to buy now and make simple monthly payments. Unlike other credit options, Affirm offers transparent payment terms (no fees or compounding interest), and employs advanced technology to reach a broader consumer population.
Today’s shoppers are more averse than ever to traditional credit—due to decades of compounding interest, hidden fees, and unclear terms. At Affirm, we’re reinventing credit to make it more honest and friendly.
Great for Customers
We give customers the flexibility to pay over time for their most important purchases, on a schedule that fits their budget. Affirm financing is quick, simple, and transparent—there are no gimmicks like deferred interest, compounding interest, or late fees, so what shoppers see at checkout is exactly what they’ll pay.
Great for Businesses
We stick to the same principles of honesty and simplicity with both consumers and our retail partners. Our integration is seamless, and we provide dedicated support to help you make the most our our partnership. We want to make it as easy as possible for you to realize the “Affirm boost”—increased AOV, conversion, and customer loyalty.