Data Scientist - Machine Learning

Affirm, San Francisco, CA

Affirm: Delivering Honest Financial Products

Affirm is a technology and data-driven finance company. We are mining vast amounts of data to successfully rewrite the rules on how credit is evaluated. Our Data Scientists play an absolutely pivotal role in the company, writing the models that allow us to evaluate the creditworthiness of our users in unprecedentedly holistic, efficient, and accurate ways.

What You'll Do

  • Build production fraud and credit machine learning models; your models will decide who we lend to in real time
  • Conduct ad-hoc data analyses; your analyses will decide which policies we adopt, where we expand our business, and whom our partners will be

What We Look For

  • Passion and drive to change consumer banking for the better
  • 2+ years industry experience or PhD in related field
  • Deep understanding of and experience with machine learning and data analysis
  • Strong programming ability, preferably in python
  • Advanced degree preferred
At Affirm we are using technology to re-imagine and re-build core parts of financial infrastructure to enable friendlier and more transparent financial products and services that improve lives.

We believe the financial industry is fundamentally broken. Not only is the core infrastructure built with technology from the 1970s, but there are a dwindling number of people who say "I trust my bank to look out for me". It doesn’t have to be this way, and it’s our mission to fix this problem.

We are based in San Francisco; founded by Max Levchin (founding CTO of PayPal), Jeff Kaditz (CDO DeNA/ngmoco), and Nathan Gettings (founding CTO of Palantir); and building a team of exceptionally talented people to join us on our mission.

About Affirm

Today’s shoppers are more averse than ever to traditional credit—due to decades of compounding interest, hidden fees, and unclear terms. At Affirm, we’re reinventing credit to make it more honest and friendly. Great for Customers We give customers the flexibility to pay over time for their most important purchases, on a schedule that fits their budget. Affirm financing is quick, simple, and transparent—there are no gimmicks like deferred interest, compounding interest, or late fees, so what shoppers see at checkout is exactly what they’ll pay. Great for Businesses We stick to the same principles of honesty and simplicity with both consumers and our retail partners. Our integration is seamless, and we provide dedicated support to help you make the most our our partnership. We want to make it as easy as possible for you to realize the “Affirm boost”—increased AOV, conversion, and customer loyalty.

Want to learn more about Affirm? Visit Affirm's website.