Head of Capital Markets

Affirm, San Francisco, CA

Affirm: Delivering Honest Financial Products

We’re looking for a smart, driven individual to join us as our Head of Capital Markets in San Francisco. Affirm Capital Markets is responsible for developing and implementing an ongoing strategy for funding our loans - a complex role essential to the functioning of a modern bank.

The ideal candidate will have a wide understanding of capital markets and various debt funding strategies with specific related experience. Additionally, an ideal candidate will have strong interpersonal skills and the desire to work with both internal and external stakeholders.


  • Lead and manage a growing team directing Affirm's capital markets strategy and running financing transactions
  • Analyze and interpret the impact of various funding strategies while working in the context of broader corporate goals
  • Build existing and potential investor relationships
  • Supervise and provide input on structuring, legal negotiation, and documentation with funding counterparties alongside counsel and capital markets deal leads
  • Partner cross-functionally with our Product, Engineering, Finance, and Credit teams to drive strategy and optimize tactics as it relates to capital markets
  • Represent Affirm Capital Markets internally (including to the Executive Team)


  • 12-15+ years of relevant industry experience across investment banks, hedge funds, asset managers, or law firms focused on warehouses, loan sales, securitizations, and/or other financing strategies. Alternatively (or additionally), experience at a consumer or marketplace lending company in a capital markets, debt funding, or related role
  • Wide understanding of capital markets, funding strategies, securitization, and other ways to raise debt capital
  • Experience building and managing a team
  • BA/BS degree in a quantitative discipline or equivalent work experience
  • Knowledge of SQL, Python, and/or R is a plus
  • Ability to think creatively and critically and thrive in a fast-paced, dynamic, and often ambiguous work environment
  • Intelligence + Humility. Hubris is the fastest way to blow up a bank!
About Affirm
At Affirm we are using technology to re-imagine and re-build core parts of financial infrastructure to enable friendlier and more transparent financial products and services that improve lives.We believe the financial industry is fundamentally broken. Not only is the core infrastructure built with technology from the 1970s, but there are a dwindling number of people who say "I trust my bank to look out for me". It doesn’t have to be this way, and it’s our mission to fix this problem.

We are based in San Francisco; founded by Max Levchin (founding CTO of PayPal), Jeff Kaditz (CDO DeNA/ngmoco), and Nathan Gettings (founding CTO of Palantir); and building a team of exceptionally talented people to join us on our mission.

About Affirm

Today’s shoppers are more averse than ever to traditional credit—due to decades of compounding interest, hidden fees, and unclear terms. At Affirm, we’re reinventing credit to make it more honest and friendly. Great for Customers We give customers the flexibility to pay over time for their most important purchases, on a schedule that fits their budget. Affirm financing is quick, simple, and transparent—there are no gimmicks like deferred interest, compounding interest, or late fees, so what shoppers see at checkout is exactly what they’ll pay. Great for Businesses We stick to the same principles of honesty and simplicity with both consumers and our retail partners. Our integration is seamless, and we provide dedicated support to help you make the most our our partnership. We want to make it as easy as possible for you to realize the “Affirm boost”—increased AOV, conversion, and customer loyalty.

Want to learn more about Affirm? Visit Affirm's website.