Senior Full Stack Engineer

LendUp, Oakland, CA

Our mission is to provide anyone with a path to better financial health.

About us: 

LendUp is a financial technology startup based in Oakland focused on transforming the subprime credit and lending space. We’re a Y-Combinator alum (YC W12) backed by prominent investors such as Google Ventures, Andreessen Horowitz, Kleiner Perkins, and Kapor Capital.  Our product is being used in 7 states and we’ve seen great press coverage in the Wall Street Journal, Financial Times, CNN, NBC, TechCrunch, Venturebeat, Inc, Wired, Bloomberg, Fortune, and Dow Jones, amongst others.


What we’re doing:

At LendUp we are on a mission to provide anyone with a pathway to better financial health.  Millions of people don’t have access to quality credit. Their options are often limited and unfair, and it’s easy to become trapped in a debt cycle. This is the first problem LendUp set out to solve, by applying our combined expertise in software, data science, credit, and education, to our shared passion for financial health and dignity.

Our core product, the LendUp Ladder, is an alternative to payday loans that transforms a trap into an opportunity to borrow at lower rates and build credit. And every day, we see our customers succeed. We’re building additional financial products that will help us further accelerate our mission of providing anyone with a path to better financial health.

LendUp is looking for a Full Stack Engineer to join our Engineering team. You would be an early hire in a fast growing startup conveniently located next to the 19th Street Bart in the heart of downtown Oakland.  If you are excited about building scalable, highly available systems, then this is the right role for you.


You will: 

  • Design and develop high quality front-end (React, Angular, etc) and back-end code (Java and Scala).

  • Developing new software applications, features, and distributed services that support a high-scale web application

  • Work with Project Management and other developers to understand design requirements and provide estimates for development

  • Stay current with the latest front-end and back-end technologies and best practices and share your findings with the team

  • Help evolve our front-end stack and mentor our other developers when it comes to patterns and best practices.

  • Work as part of an agile team across a variety of application domains

  • Work closely with our designers to help realize a cohesive user experience across the entire lending lifecycle

  • Troubleshooting issues with existing architecture and code

  • Strong focus on designing and implementing testable code, as well as fanatical about automated test coverage at all levels of the testing pyramid.

  • Ability to contribute to each step of the product development process (ideation, implementation, and release)

  • Experience with web performance tuning, profiling and debugging javascript applications

  • Excel with agile development methodologies like XP and Scrum

  • Work with UX designers and product managers to realize prototyped solutions of requirements into functional software and A/B test solutions.


You have:

  • Experience with React.j or other modern javascript frameworks, as well as modern web technologies like Java, Scala, Python, or C#

  • Understanding of HTML, CSS, and responsive design

  • Passion for good UI; both user-facing and under the hood

  • 5+ years of full-stack web application development experience and a bachelor’s degree in computer science or related field

  • Familiar with cloud infrastructure such as Heroku and AWS

  • Experience working in a fast-paced environment; continuous deployment, test-driven development, agile methodologies.

  • Experience building robust, highly available, and scalable web services

  • Experience building consumer-facing products and a passion for using technology to improve the lives of our customers


We have:

LendUp has all the things you’d expect from a mission-driven company, like a competitive salary; early stage equity; 100% company paid medical, dental and vision insurance; generous vacation/sick leave policy; catered, free lunch; kitchens fully stocked with snacks; 401(k).


But here’s what we really love about LendUp Life:

  • We’re committed to a diverse and inclusive culture that spurs innovation and creates a meaningful and impactful work environment

  • We have fun together at our bi-weekly happy hours, quarterly team building events, company-sponsored volunteerism, hackathons, and sports teams, including a few fantasy sports leagues

  • One of our values is “different backgrounds, same mission.” We are passionate about diverse candidates and have slack channels dedicated to everything from philosophy to sports to hip hop


LendUp is an Equal Opportunity Employer

We extend equal employment opportunities to qualified applicants and employees on an equal basis regardless of an individual's age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition, or any other reason protected by law.

About LendUp

ABOUT LENDUP We believe access to quality credit is a right for everyone. Even those that banks won’t approve. Forty-seven percent of Americans could not cover a $400 emergency expense (or would have to borrow money or sell their belongings to do so). In addition, over half of the U.S. has a FICO score below 680, meaning they can’t be approved for credit by most banks according to a 2015 Federal Reserve Board study. That’s more than 150 million people who don’t have enough access to credit, leaving them unprepared to handle a car repair, hospital visit, or even an electricity bill coming due before a paycheck clears. Most options for this consumer segment aren’t linked to the formal financial sector, and the options that do exist don’t help people build the credit score necessary to open the door to more choices. So they continue to just get by — but they never get ahead. Worse, estimates from Credit Builders Alliance show that people with a low credit score will pay $250,000 more for financial services over the course of their lives. We want to fix that. We believe credit can provide peace of mind. Relief. Room to breathe. And room to grow. So our vision for our customers in eligible states is universal access to credit that expands over time — and along the way, we give them the chance to improve their credit scores, too.

Want to learn more about LendUp? Visit LendUp's website.