Risk Data Scientist

MoneyLion, New York, NY


MoneyLion is looking for a Risk data scientist to work on applying modern machine learning techniques to develop and enhance our credit risk models. This entails understanding and leveraging our various internal and external data sets in consumer credit, retail financial data and more to create predictive credit decisioning models.


Build probabilistic credit models to predict outcomes based on historical data.
Train and test the various machine learning techniques on data sets to investigate credence to
hypotheses on different business challenges.
Work with engineering team members to deploy high performing candidate models to
 Work with members of different business divisions to generate ideas on how to use data to
make processes more efficient or improve economics.
Formulate decisioning schedule to ensure predictions will not derail critical business metrics.
 Identify, monitor, and measure model performance over time.
Develop dashboards to visualize findings in precise and meaningful ways.

Undergraduate in Math, Computer Science, Statistics, or related technical field.
 Strong mathematical, statistical, and programming background.
Must have hands on experience in machine learning, predictive analytics, and statistical

Proficiency in R, Python (Jupyter, Pandas, Numpy, sklearn, etc.), and SQL.
 Ability formulate novel solutions to problems, communicate thought process clearly, and think
within the context of larger business needs and targets.

Advanced degree in Math, Computer Science, Statistics, or related technical field.
2+ years of industry experience in predictive analytics and/or statistical modeling role.
Experience building machine learning models using traditional and alternative consumer credit
risk data.
MoneyLion is committed to equal employment opportunities for all employees. Inside our
company, every decision we make regarding our employees is based on merit, competence,
and performance, completely free of discrimination. We are committed to building a team that
represents a variety of backgrounds, perspectives, and skills. Within that team, no one will feel
more “other” than anyone else. We realize the full promise of diversity and want you to bring
your whole self to work every single day.

About MoneyLion

MoneyLion is a leading mobile finance platform that empowers consumers to take control of their financial lives through better products for borrowing, saving, and investing. Founded in 2013 by a team of leading technologists and financiers, MoneyLion uses superior analytics and machine learning-based risk technology to gain a 360-degree view of its users’ personal finances, enabling better underwriting and the development of tailored financial product offers. With its built-in system of referrals, points and rewards, MoneyLion endorses good financial behavior.


Want to learn more about MoneyLion? Visit MoneyLion's website.