At Monzo we’reaiming to buildthe best current account in the world. We are always keen to hear from capable, creative engineers who want to help us accomplish that goal 🚀
Please note: we get lots of successful applications for Backend Engineer in Lending so there could be a delay in scheduling interviews from the initial stage right up until the final interviews. If you're invited to interview and you have any immediate time pressures, please let us know, as we'll always do our best to speed things up for you 😊
Our backend engineers have a variety of different backgrounds
We have several non-graduates; only some of us studied Computer Science; one of the team has a degree in Marketing; some of us have worked in huge companies; some have only ever worked in startups; others are former consultants. As long as you enjoy learning new things, we’d love to talk to you.
We encourage an open and transparent working environment
You can get involved in any aspect of the business you are interested in and,following Stripe’sexample, all emails in the company are visible in an email archive. We regularly run hackathons in which people build things on our third party API and we contribute toopen source softwareas much as possible. We’ve also made our product roadmappublicand give sneak peeks of features in ourcommunity forum. Our blogis a good place to learn even more about what we do!
The Lending team
The Lending team works on making borrowing money simple, fair and transparent. They've already shipped and scaled overdrafts to hundreds of thousands of Monzo customers and they've made it easy to take out a loan without the unfair fees or confusing pricing that you find elsewhere. They work on everything from the way borrowing works in the app, right down to how they move and account for money that our customers borrow. One of the most interesting problems they face is deciding how much to lend and to whom. The team believes that they can make access to credit fairer and more transparent.
Monzo works in project-based sprints in small, interdisciplinary teams
We have around 150 engineers out of roughly 750 people in total - and we have big ambitions. There are many interesting challenges ahead, and we're happy for people to move between teams or to specialise, whatever you prefer. As an engineer here you'd be able to work directly with anyone across the company, and we run regular knowledge-sharing sessions so you’ll learn heaps about everything from how banks work to effective communication.
At Monzo you will get to work with a lot of exciting new technology.
We rely heavily on the following tools and technologies:
Go to write our application code(there’s an excellent interactive Go tutorial here)
We also have two physical datacenter sites with actual cables to connect to various third parties
You should apply if:
the work we’re doing sounds exciting!
you want to be involved in building a product that you(andeveryone you know) useevery day
you’re keen to learn more about new technologies and the arcane inner workings of the financial industry
you’re comfortable working in a team that deals with ambiguity
you’re interested in distributed systems and writing resilient software
you have some experience with strongly-typed languages(Go,Java, C, Scala etc.).
We can help you relocate to London, we can sponsor visas, and we're open to distributed working (as long as you can spend around 20% of your time in London).
We have payroll set up in five countries: the UK, Ireland, France, Poland and Spain. Right now, we can only hire people who work from those countries and we’ll keep this updated with new ones as we expand and are able to hire from more places 🌎
We offer competitive salaries based on skills and experience, which could be anywhere between £40,000 - £100,000 per year.
We care deeply about inclusive working practices and diverse teams. If you’d prefer to work part-time or as a job-share, we’ll try our best to make this happen. Just let us know in your application so we can plan for it.
We're usually always hiring for Backend Engineers, so there's no closing date for this job.
Our interview process is normally a phone interview, a coding task and call to discuss it, and 2-3 hours of onsite interviews. We promise not to ask you any brain teasers or trick questions. We might design a system together on a whiteboard, the same way we often work together, but we won’t make you write code on one
At Monzo, we’re building a new kind of bank. One that lives on your smartphone, and that’s built for the way we live today. By solving your problems, treating you fairly and being totally transparent, we believe that we can make banking better.
Since we started in February 2015, we’ve been busy building the best current account in the world. We received our full UK banking licence from the FCA and PRA in April 2017, and are now working hard to roll current accounts out to everyone in the UK. Download the app today to join the 400,000 customers using our hot coral cards to manage their money and spend around the world.