Uncubed
   

Product & Regulatory Counsel

Nova, San Francisco or New York

Your gateway to global consumer credit data

Duration: Full-Time


At Nova Credit, we’re on a mission to make financial access easier, no matter where you’re from or where you go. We’ve built a platform that enables lenders to access a single, predictive cross-border credit database to help underwrite immigrants and other global citizens.  In effect, we are the first global infrastructure for financial identity to seamlessly move around the world. We’re passionate about financial inclusion, and committed to building a diverse and fulfilling work culture.

Nova Credit’s legal & compliance team is focused on helping Nova Credit grow while guiding the company through our legal, contractual and regulatory obligations.  As a company working in a highly regulated industry, the legal & compliance team is an essential part of Nova Credit’s business and strategy.  The legal & compliance team works cross functionally and you will be relied on for your legal and commercial acumen and have broad exposure to Nova Credit’s business operations. 

We're remote friendly within the continental US and we will continue to be after the pandemic. Our only ask is for you to join us in-person for two company-wide offsites each year. Our US compensation will be tied to pay ranges of high-cost areas such as SF and NY, regardless of where employees live. 

WITHIN THE FIRST MONTH, YOU'LL

  • Get to know the Nova organizational structure, key agreements and legal processes 
  • Understand our current product offerings and key nuances, how those products developed, legal involvement at various stages, processes that may be led versus supported by legal team members
  • Familiarize yourself with key regulatory and compliance frameworks
  • Get to know company working style, goals, mission and values
  • Get to know team members and key cross functional stakeholders

WITHIN THE FIRST QUARTER, YOU'LL

  • Dive deeper into current products, key regulatory and privacy risks features and risks, challenges and areas for future development
  • Work hand in hand with the product, data and engineering teams on new feature and product development and positioning
  • Review and develop deep understanding of company policies and procedures that affect customers
  • Get to know the credit reporting and analysis industry - including bureaus, financial institutions, credit providers and other fintechs
  • Analyze current contracts and advise business on product requirements and limitations
  • Get to know corporate organizational structure and work with key stakeholders on ongoing company organizational management projects
  • Understand key vendor and supplier relationships and contracts and how this affects product structuring and development
  • Negotiate and structure contracts with key suppliers

WITHIN THE FIRST YEAR, YOU'LL

  • Become key advisor on legal, regulatory and privacy risks and issues associated with products and features
  • Guide product, engineering and data teams on navigating credit reporting and other related regulatory frameworks and becoming a thought partner for new ideas related to our product strategies
  • Help guide legal aspects of international expansion strategies and required licensing
  • Advise on implications of data protection and transfer laws
  • Coordinate and collaborate with cross-functional teams to ensure consistent implementation of legal guidance and alignment on risk
  • Analyze our legal processes, identify issues and help the organization become more efficient
  • Keep up on the industry and revise and update policies, forms and agreements where necessary
  • Work on cross-functional company initiatives and other special projects
  • Help go to market team and marketing team with respect to product positioning and completing regulatory or compliance reviews by customers
  • Help us develop our legal organization as we expand into new regions

YOUR SKILLSET

  • Experience working with product, data and engineering teams and guiding product development and assessing risk for consumer facing financial data products
  • Understanding and familiarity with applicable regulatory and compliance frameworks including, Fair Credit Reporting Act (FCRA), Gramm-Leach-Bliley, and other federal and state financial regulations and requirements and experience implementing internal programs and policies
  • Understanding of applicable privacy laws and regulations including consumer consent based privacy 
  • Experience with international product expansion and adaptation
Everyone is welcome at Nova Credit. We are an equal opportunity employer where our diversity and inclusion are central pillars to our company strategy. We look for applicants who understand, embrace and thrive in a multicultural and increasingly globalized world. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

About Nova

A mission-driven team, solving one of the world's most complex problems Nova started its journey as a graduate research project at Stanford University in 2015 and has since evolved into the premier cross-border credit reporting agency. Our team comes from all over the world is passionate about empowering consumers to use their data to improve financial access. Today, Nova is a mission-driven company solving the problem of credit access for immigrants. We've built world-class technology to enable immigrants to transport their credit history around the world. We build integrations with credit databases internationally and allow lenders global access through a single API. In short, we've created the global platform for financial identity mobility so that immigrants never have to start from scratch again. Nova is revolutionizing the way consumers own and share their information and enabling them to access the credit and rentals they deserve.

Nova

Want to learn more about Nova? Visit Nova's website.