Valuation Actuary

Oscar, New York, NY

A better kind of health insurance company

In this role, you will join our actuarial team. You will own pieces of our actuarial work that enables our innovative model to succeed as we grow. We understand and value technology, so this can become a powerful part of your tool kit.



  • Develop, lead, and scale valuation and reporting processes supporting Oscar’s rapidly growing block of business and product lines. Key responsibilities include setting IBNR reserve, reinsurance projections, and other cost accruals on a monthly basis.
  • Build, streamline, and maintain actuarial models on top of our analytical infrastructure to support valuation processes and incorporate new methodologies.
  • Maintain good relationships and open lines of communication with our Finance, Accounting, and FP&A teams.
  • Responsible for managing actuarial aspects of financial audits.
  • Own reporting for both internal and external stakeholders.
  • Lead and/or play a key role in special projects and analyses relating to results and experience monitoring.
  • Monitor the impact of underlying operational changes on the results and valuation process.

About you:

  • You're a Fellow in the Society of Actuaries or on track to become one
  • You have 5-10 years of relevant actuarial experience in healthcare
  • You have mastered foundational actuarial principles, including but not limited to pricing, valuation, modeling, and product development
  • You’re have familiarity with financial & regulatory reporting
  • You have strong Business acumen and knowledge of the healthcare industry, products, and business cycles/trends
  • You have excellent technical, analytical and problem-solving skills.
  • You have outstanding communication, facilitation, negotiation, and presentation skills
  • You're able to work well with a smart, passionate, and growing team
  • You have a preference for working in a dynamic startup environment where everyday offers new challenges


We are changing how health insurance works. Our goal is to make health insurance simple, transparent and human. We need your help to do so. We brought together leaders from top technology, service and healthcare companies to work side by side to disrupt health insurance. The result? Better people, better ideas, and better healthcare.

At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we work to cultivate an environment where exceptional people can be their most authentic selves and find both belonging and support. We're on a mission to change healthcare -- an experience made whole by your unique background and perspectives.

Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team ([email protected]) to make the need for an accommodation known.

Pay Transparency Policy: Oscar's Pay Transparency Policy ensures that you won't be discharged or discriminated against based on whether you've inquired about, discussed, or disclosed your pay. Read the full policy here.

About Oscar

Founded in 2012, Oscar is probably the last thing you would expect from a technology startup – a seemingly old-fashioned healthcare insurance provider. The company provides clients with the kind of clarity and simplicity we have come to expect from an e-commerce site. And, of course, they're hiring.

Be a Better Oscar Candidate

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Want to learn more about Oscar? Visit Oscar's website.