Senior Software Engineer - Payments
Prodigy Finance, Cape Town
Funding shouldn't be a barrier to education, so they're revolutionizing international student loans.
Senior Software Engineer – Payments Team
Prodigy Finance - who we are
Prodigy Finance is a platform that enables financing for international postgraduate students at the world’s best universities, whilst delivering competitive financial and social returns to alumni, institutional and private investors.
This borderless and innovative model enables education loan financing to students from across the globe, whilst using predicted post-degree affordability rather than present-day salary. Since 2007, Prodigy Finance has extended almost US$1 billion through the platform to fund over 20,000 students from over 150 countries.
Our team of over 170 (and growing) is already truly global. Our head office is in London with much of the team being based in beautiful Cape Town. We also have an office in New York plus team members based across Europe and Asia.
We are funded by some of the best, pre-eminent institutions in the world including Index Ventures, Balderton Capital, AlphaCode, Credit Suisse and Deutsche Bank.
Why this is an amazing opportunity
This role is perfect for an experienced Senior Software Engineer who wants to supercharge their career by experiencing first-hand what it is like to be part of an energetic, extremely fast growing startup. You will be part of a focused team that goes out into the rest of the business looking for opportunities to study and measure its core business operations, learning how to make them better and putting in place infrastructure to support ongoing measurement and learning.
The sense of impact and reward will be huge. You will help to build a product which makes a very real difference in the world. Be a part of delivering socially responsible financial services to the masses; make it possible for students from more than 150 countries to obtain the finance to fulfil their dream of studying at the world’s top universities and schools.
We are a non-hierarchical team; this means that you are going to get exposure to all aspects of our business immediately. You’ll gain as much accountability as you can handle and have a huge influence on scaling the company.
Our team is very international and very sociable; you will interact with the broader business on a regular basis. The position will be based in Cape Town.
One of our goals is to build one of the top FinTech teams and cultures anywhere in the world. This means putting a lot of time into ensuring we only hire people with exceptional potential and creating the best working environment possible. If you want to work somewhere where you're learning from some of the best brains in FinTech, this would be a good fit.
Why join Prodigy Finance
- Be a part of a pioneering global growth company
- Experience the excitement and learn from being part of an incredibly fast-growing young company. No kidding – exponential growth. Happening right now
- Be pivotal in scaling the business by identifying smart solutions and partners with tech at the heart of it
- Enjoy the agility and flexibility offered by a startup culture. A sociable, relaxed and friendly work environment (with a serious coffee culture where you can wear shorts to work)
- We will help you make your mark. Make a real impact on the business and experience a steep learning curve with huge opportunities to grow and develop
- Gain an inside perspective on the functioning of a venture-backed FinTech startup, backed by one of the top European VCs, learn day-to-day management and build functional expertise
- Build a platform that helps to make a very real difference in the world
What you will do in the role
Each year, the number of customers making repayments nearly doubles. Collecting these payments in an easy, cost-effective, and timely way for our customers from all around the world is one of the central challenges of the business. The payments team will ensure the ongoing success of our business by making it simple for our customers to repay their loans. As a Senior Software Engineer in our Payments Team you will be instrumental in helping us create and develop payment solutions to these business challenges.
Specific responsibilities are to:
- Become an integral and trusted member of the tech team; be a team leader, coach and mentor, decision maker and handle a full caseload of hands-on coding/implementation projects
- Take a leadership and decision-making role in the technical architecture and implementation of the platform build. This includes project prioritization, evaluating technical debt, technical problem resolution and how to incrementally evolve a solution to reach a target architecture while delivering business value
- Execute a number of projects which contribute to the build of our payments platform. Take responsibility for coding core-feature implementation projects and Greenfield projects. Make an impactful contribution, ask great questions, and execute high quality work
- Assume responsibility as a mentor and guide for more junior members of the team
- Researching and staying abreast of key technical developments and industry trends and innovations
- Completing reasonable tasks as requested within the broad parameters of the role
What you will be measured on
- Technical acumen; fluency in Python, deliver great code on time and on budget, have an impact, earn respect as a great programmer
- Critical judgement and leadership aptitude; become a trusted and respected member of the team, make great decisions, flag issues early, evaluate and solve problems, communicate strategic and tactical priorities, be a sounding-board for both junior team members and the CTO
- Mindfulness; be aware of how your work and your behaviour impacts the wider result and the impact, not only on the platform build, but on the whole Prodigy Finance team
What you need to be great at
- Technical competence; love coding, able to learn new paradigms quickly and look to continuously improve and find better ways of doing things
- Excellent critical judgement; able to make good decisions, be trusted, respected and dependable, be proactive and responsive, ask the right questions, raise flags at the right time, able to prioritize and plan workloads for the team
- Mindfulness; be considerate of the implications of your work, really care about what you are doing and the impact of your contribution
- Coaching and mentoring; teaching concepts, listening and adapting, empathy and a motivation to understand what makes others tick
- Team leading and team spirit; we are all contributing to the same platform, so be a great individual contributor but be more motivated by the leading the team to achieve - we only win if the team wins - see the impact of your own work and positively influence and help the work of others
- Getting up the front of the bus; get stuck in, execute, generate ideas, have an impact, don’t just sit back and be a passenger
Who we are looking for; track record must haves
- 8+ years development experience using object-oriented programming languages
- Strong experience with Python
- Demonstrable track record of working with a relational database, for example PostgreSQL
- Professional fluency in open source tools, including github, Jenkins, and others
- Experience of cloud platform such as AWS, Google Cloud or Azure
- Experience in Agile methodologies (SCRUM)
- Capacity and inclination to learn and must be passionate about web development. Really passionate
Experience that would be nice to have (but we’ll trade off if everything else fits)
- 8+ years general work experience. We will consider you if you have less work experience, but you need to live and breathe open source coding and possess the attributes described, with the potential to become a great team leader
- Exposure to XP practices (test, TDD, pairing, CD, etc) or a passion to learn to work this way
- Start-up experience. Sometimes the earth moves beneath your feet at Prodigy Finance, so you've got to be comfortable with ambiguity, able to wear lots of hats, and adapt easily as we continue to grow
The Prodigy Finance fit; attributes which run true in everyone at Team Prodigy
To be an A player at Prodigy Finance, you need to possess – in spades - the following attributes:
Innovative + Smart
Be curious enough to want to know more, think out the box, maybe even break the box, show initiative and be smart about it to find implementable, impactful solutions.
International + Accountable
Push yourself to be better every day. Work with others across the world, be resilient, add value and then hold yourself accountable. Encourage and celebrate each other.
Energetic + Fun
Sense of humour = survival. Bring energy and fun. Wear your heart on your sleeve. Work hard and find the time to play. We’re in this together.
Do you want to be our next Senior Software Engineer in our Payments Team? Here’s what to do now:
If this sounds exciting and you'd like to have an informal chat, get in touch below and tell us why you want to work at Prodigy Finance.
About Prodigy Finance
The Prodigy Finance Story
Prodigy Finance was started by three INSEAD MBA graduates who experienced the difficulties of financing an international degree first-hand. In 2007, we decided to solve this problem.
Our innovative platform offers loans to international postgraduate students attending top universities. Through our community platform, alumni, impact investors, and other private qualified entities invest in tomorrow's leaders whilst earning a financial and social return.
To date, more than $318 million in Prodigy Finance loans have been disbursed to over 6,800 students around the world. Over 80% of our borrowers tell us they had no other way of financing their studies, so we like to think that we're helping educate the world.
We believe funding shouldn't be a barrier to education.
Want to learn more about Prodigy Finance? Visit Prodigy Finance's website.
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