Software Engineer IV, Payment Security and Identity, Data Product Development

Visa, Austin TX, US

Everywhere you want to be

Duration: Full-Time

Payments are a very exciting and fast-developing area with a lot of new and innovative ideas coming to market. With strong demand for new solutions in this space, it promises to be an exciting area of innovation for the next 5 to 10 years. VISA is a strong leader in the payment industry, and is rapidly transitioning into a technology company with significant investments in this area.

If you want to be in the exciting payment space, learn fast and make big impacts, VISA Risk and Authentication group is an ideal place for you!

The Risk development group is responsible for building critical risk and fraud prevention applications and services at VISA. This includes idea generation, architecture, design, development, and testing of products, applications, and services that provide Visa clients with solutions to detect, prevent, and mitigate fraud for Visa and Visa client payment systems.

This position is ideal for an experienced SW engineer who is passionate about solving challenging business problems and building applications that provide an excellent user experience. You will be one of the member of the RISK development team focusing on design and build of software solutions that leverage data to solve business problems. Sometimes you will be designing brand-new software solutions, and at other times you may be refactoring existing functionality for performance and maintainability, but always working on ways to make us more efficient and provide better solutions to our customers. The role is for a self-motivated individual with expert software engineering skills and extensive knowledge of Java/J2EE, Database and Web technologies. The candidate will be extensively involved in leading hands-on software engineering activities including POCs, design, documentation, development and test of new functionality. You will also be assisting and coaching junior team members.


  • Collaborate with project team members (Product Managers, Architects, Analysts, Software Engineers, Project Managers, etc.) to ensure development and implementation of new data driven business solutions.
  • Drive development effort End-to-End for on-time delivery of high-quality solutions that conform to requirements, conform to the architectural vision, and comply with all applicable coding and security standards
  • Collaborate with senior technical staff and PM to identify, document, plan contingency, track and manage risks and issues until all are resolved
  • Present technical solutions, capabilities, considerations, and features in business terms. Effectively communicate status, issues, and risks in a precise and timely manner
  • Hands-on development of high-concurrency, high-volume and low-latency applications written in Java and Spring
  • Developing Microservices and APIs using Java and GoLang
  • Work on container-based deployments using Docker and Kubernetes
  • Coach and mentor junior engineers on the team and help get them unblocked
  • Troubleshoot Production Issues as needed by working closely with Product and Support Teams

Basic Qualifications:

  • At least 8 years of relevant work experience with a Bachelors Degree or at least 4 years of relevant work experience with a Masters Degree. 

Preferred Qualifications:

  • Bachelors degree in Computer Science or related field with 8 years of Software Development Experience or a Masters degree with 4 years of Software Development Experience
  • Exposure to leading-edge tech such as Stream Computing, In-Memory Computing
  • Expert in at least one of the following:  Java, C# or C/C++
  • Experience with web service standards and related patterns (REST, gRPC).
  • Exposure to UI Frameworks like Angular or React
  • Experience with container-based deployment pipelines using Docker, working with Docker images, Kubernetes and Docker Registries
  • Experience building solutions using CICD concepts in mind with a good grasp of build and delivery tools such as Maven, Artifactory, Jenkins, Octopus or Bamboo
  • Experience in building APIs to provide backend integration with other open stack and downstream APIs
  • Experience with Big Data and analytics in general leveraging technologies like Hadoop, Spark, and MapReduce a plus
  • Experience with No SQL database technologies like Cassandra a plus
  • Experience with Kafka a plus
  • Experience with distributed caching technologies like REDIS a plus

Work Hours:

  • This position requires the incumbent to be available during core business hours.

Travel Requirements:

  • This position requires the incumbent to travel for work 0% of the time.

Physical Requirements: ​​​​​​

  • This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers, and reach with hands and arms.


Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

About Visa

Visa Inc. (NYSE: V) is the world’s leader in digital payments. Our mission is to connect the world through the most innovative, reliable and secure payment network - enabling individuals, businesses and economies to thrive. Our advanced global processing network, VisaNet, provides secure and reliable payments around the world, and is capable of handling more than 65,000 transaction messages a second. The company’s relentless focus on innovation is a catalyst for the rapid growth of connected commerce on any device, and a driving force behind the dream of a cashless future for everyone, everywhere. As the world moves from analog to digital, Visa is applying our brand, products, people, network and scale to reshape the future of commerce.

Want to learn more about Visa? Visit Visa's website.