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Senior Software Engineer - Payment Systems Risk

Visa, Foster City CA, US

Everywhere you want to be

Duration: Full-Time


Payments are a very exciting and fast-developing area with a lot of new and innovative ideas coming to market. With strong demand for new solutions in this space, it promises to be an exciting area of innovation for the next 5 to 10 years. VISA is a strong leader in the payment industry, and is rapidly transitioning into a technology company with significant investments in this area.

If you want to be in the exciting payment space, learn fast and make big impacts, VISA Payment Systems Risk group is an ideal place for you!

The Payment Systems Risk development group is responsible for building critical risk and fraud prevention applications and services at VISA. This includes idea generation, architecture, design, development, and testing of products, applications, and services that provide Visa clients with solutions to detect, prevent, and mitigate fraud for Visa and Visa client payment systems.

This position is ideal for an experienced software engineer who is passionate about solving challenging business problems and building applications that provide an excellent user experience. You will be one of the leaders of the PSR development team focusing on design and build of software solutions that leverage data to solve business problems. Sometimes you will be designing brand-new software solutions, and at other times you may be refactoring existing functionality for performance and maintainability, but always working on ways to make us more efficient and provide better solutions to our customers. The role is for a self-motivated individual with expert software engineering skills and extensive user interface design and development experience. The candidate will be extensively involved in leading hands-on software engineering activities including POCs, architecture, design, documentation, development and test of new functionality. Candidate must be flexible and willing to switch tasks based on team’s needs.

Essential Functions

  • Collaborate with project team members (Product Managers, Architects, Analysts, Developers, Project Managers, etc.) to ensure development and implementation of new data driven business solutions.
  • Drive development effort End-to-End for on-time delivery of high quality solutions that conform to requirements, conform to the architectural vision, and comply with all applicable standards.  Responsibilities span all phases of solution development.
  • Collaborate with senior technical staff and PM to identify, document, plan contingency, track and manage risks and issues until all are resolved.
  • Present technical solutions, capabilities, considerations, and features in business terms. Effectively communicate status, issues, and risks in a precise and timely manner.
  • Engagement in requirements definition and clarification in collaboration with Business to ensure completeness and common understanding, deep understanding of the business needs is important.


Basic Qualifications

• 2 or more years of software development experience with a Bachelor’s Degree or an Advanced
Degree in a technical field such as computer science, computer engineering or related field required

Preferred Qualifications

• Strong design and coding skills with Java/J2EE.
• Mandatory experience with n-tier web application development and REST API’s.
• Solid experience in frameworks like Spring or Spring Boot.
• Working experience with Kafka, Redis, or NoSQL datastores is a plus.
• Hands on experience with database technologies like MySQL, DB2, Oracle.
• Knowledge of Unix/Linux and working in a shell environment.
• Experience with Continuous Integration & Development and automation tools such as Jenkins,
Artifactory, Git etc.
• Experience with Agile and Test-Driven Development methodology.
• Strong analytical skills with excellent problem-solving ability.
• Ability to present complex ideas in a clear, concise way.
Visa has adopted a COVID-19 vaccination policy to safeguard the health and well-being of our employees and visitors. As a condition of employment, all employees based in the U.S. are required to be fully vaccinated for COVID-19, unless a reasonable accommodation is approved or as otherwise required by law.

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

About Visa

Visa Inc. (NYSE: V) is the world’s leader in digital payments. Our mission is to connect the world through the most innovative, reliable and secure payment network - enabling individuals, businesses and economies to thrive. Our advanced global processing network, VisaNet, provides secure and reliable payments around the world, and is capable of handling more than 65,000 transaction messages a second. The company’s relentless focus on innovation is a catalyst for the rapid growth of connected commerce on any device, and a driving force behind the dream of a cashless future for everyone, everywhere. As the world moves from analog to digital, Visa is applying our brand, products, people, network and scale to reshape the future of commerce.

Want to learn more about Visa? Visit Visa's website.